BISP Ehsaas Program 2025: Complete Guide to Eligibility & Application

(Updated 18 August 2025 | Covers Kafalat, Taleemi Wazaif & Emergency Grants)

"In 2025, financial relief is three taps away—no agent queues, no paperwork mountains."

💰 2025 Program Offerings

| Program | Benefit | Frequency | Target Group | | ------------------- | ------------------------- | --------- | -------------------------------- | | Kafalat | ₨ 13,500 per quarter | Quarterly | Women-headed households | | Taleemi Wazaif | ₨ 1,500–₨ 4,000/child | Quarterly | Students (4–22 years) | | Emergency Cash | ₨ 25,000 (one-time) | Crisis | Disaster-affected families | | Graduation Bonus | ₨ 3,000 (girls only) | Primary | Girls finishing Grade 5 |

Sources: 5,12,13

✅ Eligibility Criteria

You qualify if you:

Belong to a household scoring ≤32 on the Poverty Means Test (PMT)
Are a female head of household, widow, orphan, or person with disability
Have monthly income < ₨ 25,000
Are registered in NSER database
Have children aged 4–22 attending school (for Taleemi Wazaif)

Automatic disqualifiers:

Government employment (you or spouse)
Vehicle ownership or foreign travel history
Mobile bills > ₨ 1,000/month
Property/assets exceeding thresholds

📱 3 Ways to Check Eligibility

SMS to 8171
- Text your 13-digit CNIC (without dashes) to 8171
- Response codes: Eligible, Payment Ready, Under Verification, or Not Eligible
Online Portal
- Visit 8171.bisp.gov.pk
- Enter CNIC + captcha → Click "Check Status"
BISP Center Visit
- Locate centers via BISP Helpline: 0800-26477
- Bring original CNIC + household income proof

📝 Step-by-Step Application

New NSER Registration (Mandatory First Step)

Locate Center: Find nearest Ehsaas Registration Center via SMS ADDRESS to 8171.
Documents: CNIC, children's B-Forms, utility bill, income proof.
Biometric Verification: Fingerprint scan for all adults in household.
Survey: Answer NSER questions on assets/income honestly – determines PMT score.

Taleemi Wazaif (Education Stipend) Enrollment

Visit BISP Office with:

Child's B-Form/CRC (NADRA-verified)
School admission slip (stamped by institution)
Beneficiary mother's CNIC
Attendance Compliance: Maintain 70% school attendance quarterly to continue receiving stipends.

💳 Collecting Payments

Kafalat/Emergency Cash:

HBL ATMs/Retailers: Biometric verification + CNIC
BISP Camps: Temporary camps in rural areas (SMS alert sent)

Taleemi Wazaif:

Linked to mother's Kafalat account
Girls earn 25–33% more than boys at all education levels

🚨 Critical 2025 Updates & Warnings

NSER Re-Survey: Mandatory every 3 years – update data to avoid disqualification.
Deceased Beneficiaries: Families must report deaths within 6 months to transfer benefits.
Fraud Prevention:
- Never share OTPs – BISP never asks for passwords.
- Official SMS come only from 8171 – ignore "agent assistance" offers.
Appeals Process:
- File grievances at BISP Tehsil Offices or via complaint.pta.gov.pk.

📚 Taleemi Wazaif Stipend Structure

| Education Level | Boys (₨) | Girls (₨) | | -------------------------- | -------- | --------- | | Primary (4–12 yrs) | 1,500 | 2,000 | | Secondary (8–18 yrs) | 2,500 | 3,000 | | Higher Secondary (13–22 yrs)| 3,500 | 4,000 | Plus ₨ 3,000 bonus for girls completing primary

📞 Support Channels

Helpline: 0800-26477 (toll-free)
WhatsApp: Send Ehsaas to +92 300 111 0004
Email: [email protected] (response in 72h)
Office Visits: 500+ BISP centers nationwide; find nearest via BISP Portal

✅ One-Screen Cheat Sheet

1.  **Check Eligibility**:
    - SMS <CNIC> to `8171` OR visit `8171.bisp.gov.pk`
2.  **Register**:
    - Visit Ehsaas center → NSER survey + biometrics
3.  **Education Stipends**:
    - Submit B-Form + school slip at BISP office
4.  **Collect Cash**:
    - HBL ATM/retailer: CNIC + fingerprint
5.  **Compliance**:
    - Maintain 70% school attendance (Taleemi)

"In 2025, poverty relief isn’t about charity—it’s about digital access."

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