BISP Ehsaas Program 2025: Complete Guide to Eligibility & Application

(Updated 18 August 2025 | Covers Kafalat, Taleemi Wazaif & Emergency Grants)

2025 Program Offerings

| Program | Benefit | Frequency | Target Group | | ---------------- | ---------------------- | -------------- | -------------------------------- | | Kafalat | ₨ 13,500 per quarter | Quarterly | Women-headed households | | Taleemi Wazaif | ₨ 1,500–₨ 4,000/child | Quarterly | Students (4–22 years) | | Emergency Cash | ₨ 25,000 (one-time) | Crisis situations | Disaster-affected families | | Graduation Bonus | ₨ 3,000 (girls only) | Primary completion | Girls finishing Grade 5 |

Sources: [5][12][13]

Eligibility Criteria

You qualify if you:

• Belong to a household scoring ≤32 on the Poverty Means Test (PMT) [13]
• Are a female head of household, widow, orphan, or person with disability [13]
• Have monthly income < ₨ 25,000 [9]
• Are registered in NSER database [3][13]
• Have children aged 4–22 attending school (for Taleemi Wazaif) [12]

Automatic disqualifiers:

• Government employment (you or spouse) [9]
• Vehicle ownership or foreign travel history [9]
• Mobile bills > ₨ 1,000/month [9]
• Property/assets exceeding thresholds [3]

3 Ways to Check Eligibility

SMS to 8171

Text your 13-digit CNIC (without dashes) to 8171. Response codes: Eligible, Payment Ready, Under Verification, or Not Eligible [3][13].

Online Portal

Visit 8171.bisp.gov.pk. Enter CNIC + captcha → Click "Check Status" [13].

BISP Center Visit

Locate centers via BISP Helpline: 0800-26477. Bring original CNIC + household income proof [5].

Step-by-Step Application

New NSER Registration (Mandatory First Step)

1. Locate Center: Find nearest Ehsaas Registration Center via SMS ADDRESS to 8171 [9].
2. Documents: CNIC, children's B-Forms, utility bill, income proof [12].
3. Biometric Verification: Fingerprint scan for all adults in household [9].
4. Survey: Answer NSER questions on assets/income honestly – determines PMT score [13].

Taleemi Wazaif (Education Stipend) Enrollment

Visit BISP Office with:

• Child's B-Form/CRC (NADRA-verified) [12]
• School admission slip (stamped by institution)
• Beneficiary mother's CNIC [12]
• Attendance Compliance: Maintain 70% school attendance quarterly to continue receiving stipends [12].

Collecting Payments

Kafalat/Emergency Cash:

• HBL ATMs/Retailers: Biometric verification + CNIC [9]
• BISP Camps: Temporary camps in rural areas (SMS alert sent) [13]

Taleemi Wazaif:

• Linked to mother's Kafalat account [12]
• Girls earn 25–33% more than boys at all education levels [12]

Critical 2025 Updates & Warnings

• NSER Re-Survey: Mandatory every 3 years – update data to avoid disqualification [9].
• Deceased Beneficiaries: Families must report deaths within 6 months to transfer benefits [5].
• Fraud Prevention:
  • Never share OTPs – BISP never asks for passwords [13].
  • Official SMS come only from 8171 – ignore "agent assistance" offers [9].
• Appeals Process:
  • File grievances at BISP Tehsil Offices or via complaint.pta.gov.pk [3].

Taleemi Wazaif Stipend Structure

| Education Level | Boys (₨) | Girls (₨) | | ------------------------------- | -------- | --------- | | Primary (4–12 yrs) | 1,500 | 2,000 | | Secondary (8–18 yrs) | 2,500 | 3,000 | | Higher Secondary (13–22 yrs) | 3,500 | 4,000 | Plus ₨ 3,000 bonus for girls completing primary [12]

Support Channels

• Helpline: 0800-26477 (toll-free)
• WhatsApp: Send Ehsaas to +92 300 111 0004
• Email: [email protected] (response in 72h) [2]
• Office Visits: 500+ BISP centers nationwide; find nearest via BISP Portal [12]

One-Screen Cheat Sheet

1. Check Eligibility: SMS <CNIC> to 8171 OR visit 8171.bisp.gov.pk
2. Register: Visit Ehsaas center → NSER survey + biometrics
3. Education Stipends: Submit B-Form + school slip at BISP office
4. Collect Cash: HBL ATM/retailer: CNIC + fingerprint
5. Compliance: Maintain 70% school attendance (Taleemi)

"In 2025, poverty relief isn’t about charity—it’s about digital access."

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