BISP Ehsaas Program 2025: Complete Guide to Eligibility & Application
(Updated 18 August 2025 | Covers Kafalat, Taleemi Wazaif & Emergency Grants)
2025 Program Offerings
| Program | Benefit | Frequency | Target Group |
|---|---|---|---|
| Kafalat | ₨ 13,500 per quarter | Quarterly | Women-headed households |
| Taleemi Wazaif | ₨ 1,500–₨ 4,000/child | Quarterly | Students (4–22 years) |
| Emergency Cash | ₨ 25,000 (one-time) | Crisis situations | Disaster-affected families |
| Graduation Bonus | ₨ 3,000 (girls only) | Primary completion | Girls finishing Grade 5 |
Sources: [5][12][13]
Eligibility Criteria
You qualify if you:
- Belong to a household scoring ≤32 on the Poverty Means Test (PMT) [13]
- Are a female head of household, widow, orphan, or person with disability [13]
- Have monthly income < ₨ 25,000 [9]
- Are registered in NSER database [3][13]
- Have children aged 4–22 attending school (for Taleemi Wazaif) [12]
Automatic disqualifiers:
- Government employment (you or spouse) [9]
- Vehicle ownership or foreign travel history [9]
- Mobile bills > ₨ 1,000/month [9]
- Property/assets exceeding thresholds [3]
3 Ways to Check Eligibility
SMS to 8171
Text your 13-digit CNIC (without dashes) to 8171. Response codes: Eligible, Payment Ready, Under Verification, or Not Eligible [3][13].
Online Portal
Visit 8171.bisp.gov.pk. Enter CNIC + captcha → Click "Check Status" [13].
BISP Center Visit
Locate centers via BISP Helpline: 0800-26477. Bring original CNIC + household income proof [5].
Step-by-Step Application
New NSER Registration (Mandatory First Step)
- Locate Center: Find nearest Ehsaas Registration Center via SMS ADDRESS to 8171 [9].
- Documents: CNIC, children's B-Forms, utility bill, income proof [12].
- Biometric Verification: Fingerprint scan for all adults in household [9].
- Survey: Answer NSER questions on assets/income honestly – determines PMT score [13].
Taleemi Wazaif (Education Stipend) Enrollment
Visit BISP Office with:
- Child's B-Form/CRC (NADRA-verified) [12]
- School admission slip (stamped by institution)
- Beneficiary mother's CNIC [12]
- Attendance Compliance: Maintain 70% school attendance quarterly to continue receiving stipends [12].
Collecting Payments
Kafalat/Emergency Cash:
- HBL ATMs/Retailers: Biometric verification + CNIC [9]
- BISP Camps: Temporary camps in rural areas (SMS alert sent) [13]
Taleemi Wazaif:
- Linked to mother's Kafalat account [12]
- Girls earn 25–33% more than boys at all education levels [12]
Critical 2025 Updates & Warnings
- NSER Re-Survey: Mandatory every 3 years – update data to avoid disqualification [9].
- Deceased Beneficiaries: Families must report deaths within 6 months to transfer benefits [5].
- Fraud Prevention:
- Never share OTPs – BISP never asks for passwords [13].
- Official SMS come only from 8171 – ignore "agent assistance" offers [9].
- Appeals Process:
- File grievances at BISP Tehsil Offices or via complaint.pta.gov.pk [3].
Taleemi Wazaif Stipend Structure
| Education Level | Boys (₨) | Girls (₨) |
|---|---|---|
| Primary (4–12 yrs) | 1,500 | 2,000 |
| Secondary (8–18 yrs) | 2,500 | 3,000 |
| Higher Secondary (13–22 yrs) | 3,500 | 4,000 |
| Plus ₨ 3,000 bonus for girls completing primary [12] |
Support Channels
- Helpline: 0800-26477 (toll-free)
- WhatsApp: Send Ehsaas to +92 300 111 0004
- Email: [email protected] (response in 72h) [2]
- Office Visits: 500+ BISP centers nationwide; find nearest via BISP Portal [12]
One-Screen Cheat Sheet
- Check Eligibility: SMS
<CNIC>to8171OR visit8171.bisp.gov.pk - Register: Visit Ehsaas center → NSER survey + biometrics
- Education Stipends: Submit B-Form + school slip at BISP office
- Collect Cash: HBL ATM/retailer: CNIC + fingerprint
- Compliance: Maintain 70% school attendance (Taleemi)
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